DEBT VALIDATION LETTERS (4 LETTERS)

               DEBT VALIDATION LETTERS

These letters are specifically designed to be sent only to collection agencies in order to request verification and validation of any debts they are attempting to collect.

Debt Validation Letters are a critical first step in the dispute process, as they legally require the collection agency to provide evidence that:

The debt is valid

The amount is accurate

They have the right to collect it

Important Note:
Debt Validation Letters should not be sent to the original creditor — they are intended for use with third-party collection agencies only.

Properly using these letters can protect your rights under the Fair Debt Collection Practices Act (FDCPA) and help ensure that inaccurate, outdated, or unverified debts are not reported against your credit profile.