About K&A Enterprise

At K&A Enterprise, we believe that financial empowerment starts with knowledge, guidance, and support.

Located in Stafford, Texas, and proudly serving the greater Houston area and beyond, K&A Enterprise is a premier credit restoration and financial education firm dedicated to helping individuals and families rebuild, restore, and transform their financial futures.

Founded by Katrina Franklin, a passionate advocate for financial literacy, K&A Enterprise was created to bridge the gap between financial hardship and financial success. Through personalized credit solutions and a client-first approach, we are changing lives — one credit score at a time.

OUR SERVICES

At K&A Enterprise, we provide comprehensive credit repair and restoration services designed to help you rebuild, protect, and maximize your financial potential. We specialize in tackling common credit challenges such as inaccurate negative items, identity theft recovery, and correcting credit reporting errors. Our services are tailored to meet your individual needs and support you at every step of your journey toward stronger credit.

OUR CORE SERVICES

  • Credit Report Analysis-We perform a detailed review of your credit reports from all three major bureaus (Experian, TransUnion, Equifax) to identify inaccurate, outdated, or unverifiable information.
  • Dispute Resolution- We strategically challenge and dispute negative items directly with the credit bureaus and data furnishers, advocating on your behalf to ensure your credit report is accurate and fair.
  • Personalized Credit Improvement Plans
    No two credit journeys are the same. We design a customized action plan to help you achieve your specific credit goals, whether it’s buying a home, securing better interest rates, or building financial freedom.
  • Trade Line Account Assistance-We provide guidance on adding positive trade lines to your credit file to help boost your credit profile responsibly and effectively.
  • Professional Document Preparation
    Our team handles all necessary documentation to ensure compliance and accuracy when submitting disputes and verifications.
  • Ongoing Support & Education
    Credit repair is a journey, not a quick fix. That’s why we offer continuous support, regular progress updates, and credit education to empower you with the knowledge to maintain and protect your credit for life.

Why Choose K&A Enterprise?
At K&A Enterprise, we don't just work to fix your credit—we partner with you to build a better financial future. Our team is committed to transparency, results, and client empowerment.

Ready to take the first step toward better credit?

📈 Contact us today or get started through your personalized client portal

OUR MISSION

At K&A Enterprise, our mission is simple but powerful: To repair, rebuild, and restore financial hope for individuals and families. We are committed to delivering honest, expert credit repair services that empower our clients to take control of their financial futures. Through education, personalized strategies, and consistent support, we help our clients break free from past mistakes and build a stronger, brighter path forward.We believe that credit is not just a number it’s an opportunity.

At K&A Enterprise, your comeback story starts today.

REPAIR, REBUILD AND RESTORE YOUR CREDIT

  • REPAIR YOUR CREDIT

    Repairing your credit with K&A Enterprise means: repairing your credit means we go to battle for you.

    We challenge mistakes, fight for your rights, and make sure your credit report reflects the truth — not errors that are holding you back.

    Our mission is to clear the path so you can move forward stronger, smarter, and more confident about your future.

  • REBUILD YOUR CREDIT

    Rebuilding your credit with K&A Enterprise means:

    Clearing negative and inaccurate information that’s holding you back.

    Establishing new lines of positive credit (like secured cards or credit builder loans).

    Lowering your debt to improve your credit utilization ratio.


    Managing your credit the right way on time payments, low balances, smart usage.


    Creating a credit profile that reflects who you are becoming, not who you were.

  • RESTORE YOUR CREDIT

    Restoring your credit with K&A Enterprise means:

    Taking back your power. Restoring your credit isn’t just about removing negative marks it’s about rebuilding your reputation, your confidence, and your financial freedom.

    Erase inaccurate and outdated information that is unfairly damaging your score.

    Correct your credit profile so it reflects who you are today not your past mistakes.

    Strengthen your creditworthiness with proven strategies that help you rebuild wisely.

    Educate you on how to maintain and protect your credit for the future.

    Open new doors to opportunities like home ownership, business funding, car loans, and more.

    We don't just clean up your credit , we restore your financial future.

    With K&A Enterprise, restoring your credit means restoring your dreams, your dignity, and your peace of mind.
SAY NO TO BAD CREDIT

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